Allianz Casa, the House Insurance that protects your home, your goods and your family.
Allianz Casa - A House Insurance that protects your home and property
A product that adapts to your needs:
Solutions for landlords, landlords or tenants
Includes Building coverage (Storms or Water Damage) and Content (Electrical Hazards or Theft or Break in)
A Set of services and assistance that help you in your day-to-day
Find outh the coverage options at your disposal on Allianz Casa and choose the option that best suits you and your home
Base / Basic Coverage
The most economical solution to protect your home. It offers the essential guarantees for housing such Fire, Water Damage, Pipe and Gutter Cleaning, Home Assistance and Legal Protection
Mais / Mais Coverage
Wider protection. It guarantees all coverage of the Base plan and adds more coverages such as: Electrical Hazards, Pest Control,Private Life Public Liability
Extra / Extra Coverage
A complete protection plan. It guarantees all coverage of Base and Mais plans and includes new guarantees such as Theft or break in, Online Doctor, Appliance repair or replacement.
Total / Total Coverage
The right solution to make sure that you don't have to worry anymore. Includes all coverage of the Base, Mais and Extra protection plans with more comprehensive warranties, Computer data recovery, Higher capitals
Allianz Casa is Multi-risk Housing Insurance that cover fire and other damages, destinated for private costumers.
What risks are covered?
Fire in which the Fire coverage corresponds to what is legally required as regards the obligation to insure; Other damages depending on the chosen module and the type of asset to be safeguarded: Building, Content or both.
Módulo Base / Basic Coverage
Fire, Lightning, Explosion and Smoke; Natural Disasters (Storms, Floods, Land Settlements, Snow fall and Ice Fall, Hail Falls and Forest Fire); Water Damage; Breaking glass; Breakage of Antennas, TV, TSF and Solar Panels; Aesthetic Damage; Derivative Expenses; Owner / Tenant or Ext. Lease Liability; Political-Social Risks; Home Assistance; Legal Protection; Pipe and Gutter Cleaning Services and Family Assistance.
Contents: Sending of Technician to Repair Appliances; Computer Assistance and DIY Services.
Módulo Mais
Adds to the Base module coverages such shock or impact of vehicles, objects and animals; Damage to Gardens, Walls and Fences; Electrical Risks, a capital increase in some coverages of the Base module and also a Pest Control service.
Contents: Public Liability for Private Life, Damages on Food and Refrigerated Goods.
Módulo Extra
Includes all coverages of Base and Mais Modules with higher capital in some coverages and adds theft or robbery coverage and online or by phone medical services.
In Contents adds Vehicles in Garage; Appliance Repair and Replacement and Computer Data Recovery
Módulo Total
Includes all coverages of Module Extra with larger ammounts.
The Earthquake Coverage is optional in all coverage Modules.
Insured Capital
The determination of insured capital for each type of asset is always the policyholder's responsibility and must correspond permanently to the capital that allows the reconstruction of the property or the replacement of the asset, depending on the situation;
The insured capital will correspond to the maximum indemnified by Allianz Portugal per claim and per annuity;
The insured capital in Building and Content will be updated automatically, at each annual maturity, by Allianz Portugal, according to the indexes published by ASF - Insurance and Pension Funds Supervisory Authority; The insured capitals are specific for coverage and vary according to the contracted party, their value being included in the legally required pre-contractual and contractual information.